Abundance Financial Coaching is all about helping take the stress out of your money. I understand that coaching is an investment, which is why I offer free consultations so you’re sure it’s the right thing for you.
I am passionate about helping other people, and I excel in personal finance. I’ve decided to combine these two passions to help you take the stress out of handling your money.
Financial Coach Academy Graduate
Bachelors of Accounting, LSSU
Associates of Business Administration, LSSU
Associates of Technical Accounting, LSSU
Love of Personal Finance, LIFE
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Hear more about financial coaching in my own words, listen to a quick interview I got to do with Tim Ellis at Eagle Radio 95.1.
I have always been a 'numbers' person. I took my first accounting course in high school, and went on to study the subject at Lake Superior State University in Sault Ste Marie, Michigan. My mother has worked at a bank since I was a toddler, and passed along many of her good habits like always saving something out of every paycheck, and saving up for big expenses instead of charging them. I carried these habits with me into college, and at first had a hard time with the fact that I had a couple of hundred dollars sitting in my checking account, while my dorm-mates were begging their parents for money to go to Taco Bell. There was this strange guilt that I didn't subscribe to the poor college student lifestyle. Over time, though, their habits rubbed off on me.
I met my husband the summer after my freshman year, and we were engaged before my senior year. I had these visions of starting up my career, buying a house, starting a family and (like I have done more than once) put the cart before the horse. We bought a house while I was still in school, working part time. Now, I wouldn't say that it was all bad, we got the house on a foreclosure, we've never had to rent anywhere (thanks to my amazing in-laws who let us live with them for a couple of years), and it has taught me soooo many things about money, like what escrow is, the impact of interest rates, and negotiation.
We got married a year after I graduated LSSU, one week before I started working for the City of Sault Ste Marie, which was the holy grail of jobs in my mind. Great retirement benefits, health care, potential for advancement, the whole she-bang. The funny thing was, four years into our marriage, after having this great job, I realized that our level of debt hadn't gone down. In fact, it had crept up by few thousand, and then just sat there. I was so mad at myself (the numbers girl, remember?) and I decided no more. I forgave myself for what I didn't know, and got hungry for financial independence and confidence.
This change in mindset is what led me to the epiphany that I wanted to help others on the same journey. I've been told before that I'm a good teacher, and laughed inside at the thought. No way was I going to chase other people's children around a classroom trying to stuff some knowledge into them. Luckily we don't stop learning after we get our high school diploma, our associate's, bachelor's, or heck, even a PHD. I'm here to help others who are fed up with where they are, determined to get to where they want to be, but just don't quite know how to get there.
If any of this sounds like you, I'd love to chat. Schedule a free consultation with me so we can talk about how your money can work for you, not against you. I would love to share more of my story, and how I've gained the skills and knowledge to put me on the track to a life of abundance.